Realize your dream home with help from the Synchrony HOME Credit Card, accepted at thousands of locations nationwide. 1. Apply Now. Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details.The brand new app, called "SetPay," will be accessible for download later this month, and will be accepted whatsoever Lowe's stores nationwide. SetPay is merely one of several new mobile payment options that Lowe's is rolling out this year, including Apple Google android and Pay Pay. With SetPay, customers can link their credit or debit cards ... How do I check the status of my online application? - Synchrony Careers. lowe's setpay. It's no secret that many Americans are struggling to make ends meet. The cost of living is rising, while wages remain stagnant. This has led to an increase in the utilization of credit loans and cards to cover everyday expenses. One company that has been working to address this issue is Lowe's. Go to your shopping cart. After you’ve added everything to your cart, go to the checkout page, and tap the “Pay with K.” button at the bottom of the app screen. Pay in 4. Take control of your budget. Use Klarna to split the cost of your purchase into 4 smaller interest-free payments, paid every 2 weeks. Get the app. Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. Go to your shopping cart. After you’ve added everything to your cart, go to the checkout page, and tap the “Pay with K.” button at the bottom of the app screen. Pay in 4. Take control of your budget. Use Klarna to split the cost of your purchase into 4 smaller interest-free payments, paid every 2 weeks. Get the app. lowe's setpay. It's no secret that many Americans are struggling to make ends meet. The cost of living is rising, while wages remain stagnant. This has led to an increase in the usage of credit cards and loans to cover everyday expenses. One company that has been attempting to address this issue is Lowe's.To qualify for this offer, you must apply, be approved and use a new Lowe’s Advantage Card to make a purchase 6/8/23 through 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Max discount is $100 with this offer. Accounts opened in store: one-time 20% off discount is not automatic; you must ask cashier to ...PUT TIME ON YOUR SIDE. With more time to pay, you don't have to wait to change what's possible - for your home, your family, or your passions. With Value City Furniture financing, enjoy the convenience of monthly payments. START APPLICATION SHOP NOW. The Lowe's setpay application is a convenient way for employees to stay up-to-date on their pay rates and personal information. If you're a Lowe's employee, be certain for taking good thing about this useful tool. Online account management means you’ll never have to miss your Lowe’s Advantage Credit Card payment. Set up AutoPay so your payment is made automatically each month. If there’s a task you can’t do online, contact customer service (1-888-840-7651) for the help you need.Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID.Online account management means you’ll never have to miss your Lowe’s Advantage Credit Card payment. Set up AutoPay so your payment is made automatically each month. If there’s a task you can’t do online, contact customer service (1-888-840-7651) for the help you need.Realize your dream home with help from the Synchrony HOME Credit Card, accepted at thousands of locations nationwide. 1. Apply Now. Subject to credit approval. Minimum monthly payments required. Promotional financing offers available at the time of purchase may vary by location. See store for details. Bought a couch online in January. Spoke with a guy on the phone who assured me it was interest free if paid within the timeframe. He had to reduce the original timeframe (from 18 months to 12 months I believe) somehow to make it work, but literally said the words "I don't want you to have to pay any interest. How do I check the status of my online application? - Synchrony Careers. After placing your order and before the charge actually goes through, your bank will do an authorization, and the charges will show as Pending until your items are either shipped, loaded for delivery or picked up in store. This is a common practice for banks and is done to ensure sufficient funds are in the account to make the purchase.Karmin Ann. 3,395 likes · 7,475 talking about this. Welcome to the world of creativity, where everything from writing, editing, photography are possible Click Here. This system is for the use of authorized personnel only. By logging onto this system, you are subject to the terms and conditions of all Information Security policies and standards. Use by unauthorized individuals or for unauthorized purposes is a violation of federal and/or state law.Shop Google Nest Hub Max Smart Speaker with Google Assistant Voice Control in Charcoalundefined at Lowe's.com. Nest Hub Max with the Google Assistant helps your busy family stay in touch and on track. Leave video messages and make video calls. Check in on home whenDec 13, 2021 · Making a Lowe’s Card Payment by Mail. To pay your bill, Lowe’s takes mail payments, for which you need to send a check or money order to the address found in your billing statement, or to any of the following addresses: Card Type. Address. Lowe’s Advantage Card or Lowe’s Project Card. Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914. Karmin Ann. 3,395 likes · 7,475 talking about this. Welcome to the world of creativity, where everything from writing, editing, photography are possibleShop Generation Lighting Hartsville 5-Light Chalk Washed White and Light Brown Farmhouse Dry rated Chandelier in the Chandeliers department at Lowe's.com. The Hartsville five light single tier chandelier in chalk washed / beachwood supplies ample lighting for your daily needs, while adding a layer of today's Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*.Appliances purchased in a Lowe’s Outlet location Shut-off of main water valve; delivery teams can’t connect the appliance unless there’s a working shut-off valve within 6 feet Please Note: Additional charges may apply for deliveries over 75 miles from fulfillment location, weight/dimensions, additional tools, trip permits and relocation ...Lowe’s Tax-Exempt Management System or (TEMS) is the program Lowe’s Pro uses to help tax-exempt customers manage the documents needed to shop without being charged taxes. Examples of tax-exempt organizations are nonprofits, government affiliates or educational institutions.Please contact Belk Customer Service at (980) 447-5442 if your questions pertain to merchandise, shipping, order status or returns/exchanges. Please note: Belk does not have access to your Apple Pay account information. Please contact Apple Pay Customer Service at 1-800-676-2775 if your questions are about: Apple Pay.Synchrony Bank Reviews. The WalletHub rating is comprised of reviews from both WalletHub users and ratings on other reputable websites. The rating was last updated on 08/26/2023. They lowered the credit card limit immediately months after first time use!! Which was less than 3 months after I applied. Appliances purchased in a Lowe’s Outlet location Shut-off of main water valve; delivery teams can’t connect the appliance unless there’s a working shut-off valve within 6 feet Please Note: Additional charges may apply for deliveries over 75 miles from fulfillment location, weight/dimensions, additional tools, trip permits and relocation ... Lowe’s Home ImprovementSubject to change. 3Drink or Snack Coupon: Minimum $2,500 annual qualifying spend required. One-time use promotional coupon (“Coupon”) applies only to items priced at $3.00 or less; valid for Lowe’s MVPs Pro Rewards members only for one (1) free select snack or soft drink or bottled water item; discount can’t exceed selling price. If ... Shop Generation Lighting Hartsville 5-Light Chalk Washed White and Light Brown Farmhouse Dry rated Chandelier in the Chandeliers department at Lowe's.com. The Hartsville five light single tier chandelier in chalk washed / beachwood supplies ample lighting for your daily needs, while adding a layer of today's Apr 4, 2023 · If you like to shop at Lowe's, the Lowe's Advantage Credit Card issued by Synchrony Bank can be a pretty essential tool. With daily savings of 5% on purchases and options for financing large projects, your Lowe's credit card account can mean saving big on your home projects or improving margins for your contracting business. Explore: GOBankingRates' Best Credit Cards for ... Aug 15, 2022 · Lowe’s has over 2,000 locations in the United States, Canada, and Mexico. Lowe’s operates an online store at lowes.com in addition to its retail locations. Customers can use the website Lowes synchrony bank login to create an account, purchase products, check product availability at nearby stores, and track orders. Aug 15, 2022 · Lowe’s has over 2,000 locations in the United States, Canada, and Mexico. Lowe’s operates an online store at lowes.com in addition to its retail locations. Customers can use the website Lowes synchrony bank login to create an account, purchase products, check product availability at nearby stores, and track orders. Additionally, Lowe's is introducing a new setpay program, which will provide eligible employees with a guaranteed minimal monthly paycheck. The move comes as part of Lowe's commitment to invest in its workforce and help build strong communities.Synchrony SetPay complements other Synchrony financing products STAMFORD, CT – July 14, 2022 – Synchrony (NYSE: SYF ), a leading consumer financing company, today announced that merchants will now be able to offer a short-term, no interest installment option, Synchrony SetPay pay in 4, via the Clover ® point-of-sale and business management ...7.99% APR (fixed) for 84 months on purchases over $2,000. Annual fee. $0. The Lowe's Advantage Card is a noteworthy option. At checkout, you can choose one of three benefits: Receive 5% off. Pay 0% APR for 6 months. Enroll in special financing with a low, fixed APR. However, this store card does come with a high standard APR on purchases, so ...Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.Sign in now to pay your bill and manage your account. Pay & Manage Account See if You Prequalify Get a decision in seconds with no impact to your credit bureau score. See if You Prequalify Ready to Apply? Get started here. Apply Now †84 fixed monthly payments at 9.99% APR. Subject to credit approval.The card for your home. Accepted at over thousands of locations nationwide, the Synchrony HOME™ Credit Card brings together retailers, promotional financing, and many opportunities to transform your home. 6 months promotional financing on purchases of $299 up to $1,998.99. 12 months promotional financing on purchases of $1,999 or more. Shop GE 30-in Smooth Surface 4 Elements 5.3-cu ft Freestanding Electric Range (White) in the Single Oven Electric Ranges department at Lowe's.com. At GE Appliances, we bring good things to life. Our goal is to help people improve their lives at home by providing quality appliances that were made for real Are you still there? For your security, you will be logged out in 1 minute due to inactivity. Click the button below if you would like to stay signed in.Let's begin with finding your account. Please provide the following info to use our quick and easy 'Pay as Guest' feature. Learn More. All fields are required. Card Number. Last 4 of SSN. Zip Code. FIND ACCOUNT.Your Lowe's Visa® Rewards Card, Lowe's Advantage Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank. The Synchrony Bank Privacy Policies govern ...Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.Your Lowe's Visa® Rewards Card, Lowe's Advantage Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank. The Synchrony Bank Privacy Policies govern ...The brand new app, called "SetPay," will be accessible for download later this month, and will be accepted whatsoever Lowe's stores nationwide. SetPay is merely one of several new mobile payment options that Lowe's is rolling out this year, including Apple Google android and Pay Pay. With SetPay, customers can link their credit or debit cards ...For Lowe's stores with curbside pickup, make your purchase online at Lowes.com and, at checkout, select FREE Store Pickup. After your purchase is completed, we'll send an email notification to let you know when the order is ready for pick up. We'll even let you know if multiple stores have the order ready, so you can pick the most convenient ...Here’s how you can pay your Lowe's Store Card: Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month. Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts.Shop Lowes.com There's nothing holding you back! Simply select Buy Now Pay Later with Lowe's Pay at checkout to apply. Here's how it works: 1) Shop Lowes.com and fill your cart. 2) At Checkout, select “Buy Now. Pay Later with Lowe’s Pay.” 3) If approved, select the payment schedule that works for you, then confirm your loan. 4) If you like to shop at Lowe's, the Lowe's Advantage Credit Card issued by Synchrony Bank can be a pretty essential tool. With daily savings of 5% on purchases and options for financing large projects, your Lowe's credit card account can mean saving big on your home projects or improving margins for your contracting business. Explore: GOBankingRates' Best Credit Cards for ...Pay Without Log In is a simple, fast and secure way to make same-day Synchrony credit card payments online—without logging in. Use it with any connected device. REGISTER NOW HOW IT WORKS 1 Register your account. 2 Enable the Pay Without Log In feature. 3 You’re ready to make a payment. Questions? Download how-to guide. REGISTER NOW FAQOur local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted.Jan 7, 2022 · It looks like Synchrony has a new Installment loan program called Synchrony SetPay. It looks similar to the BNPL programs from companies like Affirm, Afterpay, and Klarna, etc. Synchrony SetPay has two types loan options one is generally for purchases between $40-$500 it is a no intrest no fee loan with 4 equal payments being made every two ... BUY NOW, PAY LATER. Synchrony Pay Later gives you the power to make purchases today and pay them off over time in predictable equal payments. Already have a Synchrony Pay Later loan? Log in or make a payment A different way to pay When you choose Synchrony Pay Later at checkout, you’ll enjoy:Lowe's Commercial Account. Lowe's Business Rewards. Having trouble logging into your account? Simply call the appropriate number below for assistance. Consumer Credit Cards 1-888-840-7651. Business Account 1-888-840-7651. Accounts Receivable 1-866-232-7443. Business Rewards 1-866-537-1397.lowes setpay login. Logging in to setpay.lowes.com givsera employees the ability to view and change personal information, as well as upgrade bank and duty information. After going into their password and username, employees are taken to their homepage where they can view their balance, pay stubs, and contact information.Lowe’s Business Credit Center. Manage your Lowe’s Commercial and Lowe’s Business Advantage account online from any device anytime, anywhere. Easily and securely access your invoices, statements, pay your bill and more. New account? Set up online access. to pay your bill and manage your account online. User ID. Recover your User ID.For New Accounts: Standard APR is 28.99%. Minimum interest charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Only one credit-related promotional offer can be applied to any one item on a sales receipt. The “purchase date” for an item is the date it’s charged to your account. For Lowe's stores with curbside pickup, make your purchase online at Lowes.com and, at checkout, select FREE Store Pickup. After your purchase is completed, we'll send an email notification to let you know when the order is ready for pick up. We'll even let you know if multiple stores have the order ready, so you can pick the most convenient ...Shop GE 30-in Smooth Surface 4 Elements 5.3-cu ft Freestanding Electric Range (White) in the Single Oven Electric Ranges department at Lowe's.com. At GE Appliances, we bring good things to life. Our goal is to help people improve their lives at home by providing quality appliances that were made for realSee full list on lowes.com lowe's setpay. It's no secret that many Americans are struggling to make ends meet. The cost of living is rising, while wages remain stagnant. This has led to an increase in the utilization of credit loans and cards to cover everyday expenses. One company that has been working to address this issue is Lowe's.Additionally, Lowe's is introducing a new setpay program, which will provide eligible employees with a guaranteed bare minimum monthly paycheck. The move comes as part of Lowe's commitment to invest in its workforce and help build strong communities.To qualify for this offer, you must open and use a new Lowe’s Advantage Card to make a purchase 6/8/23 – 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Maximum discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic; you must ask cashier to apply discount ... Jul 12, 2023 · Here’s how you can pay your Lowe's Store Card: Online: You can pay your Lowe's Store Card online, either by signing in to your account or paying as a guest. You can even set up AutoPay to have your bill paid automatically each month. Over the phone: If you want to pay by phone, call (800) 444-1408 and follow the prompts. Lowe’s & Go. Buy online or through our mobile app and pick up at your local Lowe’s. Save time and money with free shipping on orders of $45 or more. Find what you’re looking for with the Lowe’s mobile app. For iOS and Android. Same-day delivery is now available for eligible in-stock items when you order by 2 p.m.*.Shop at Lowe's. When you’re ready to check out at Lowe's, follow the prompts to enter a payment method. Download the app or sign in at affirm.com to request a virtual card for Lowe's. 2. Request a virtual card from Affirm. Tell us how much you want to spend at Lowe's and request a one-time-use virtual card.Your Lowe's Visa® Rewards Card, Lowe's Advantage Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank. The Synchrony Bank Privacy Policies govern ...Rewards and Benefits. Benefits of the Lowe's Advantage Card include: 5% off eligible purchases. Special financing for six months on purchases of $299 or more. Up to 84 months of fixed payments at ...To qualify for free standard shipping, your order must total $45 or more before any taxes, fees or shipping charges are added. Free shipping won’t apply if eligible items are canceled, resulting in an order total of less than $45. Free shipping applies only to items weighing less than 150 pounds (or 70 pounds for PO boxes and APO/FPO ... See full list on lowes.com We would like to show you a description here but the site won’t allow us.The Lowe's setpay application is a convenient method for employees to remain up-to-date on the pay rates and personal information. If you're a Lowe's employee, make sure to adopt good thing about this useful tool.lowes setpay login. Logging in to setpay.lowes.com givsera employees the ability to view and change personal information, as well as upgrade bank and duty information. After going into their password and username, employees are taken to their homepage where they can view their balance, pay stubs, and contact information.After placing your order and before the charge actually goes through, your bank will do an authorization, and the charges will show as Pending until your items are either shipped, loaded for delivery or picked up in store. This is a common practice for banks and is done to ensure sufficient funds are in the account to make the purchase. Synchrony SetPay complements other Synchrony financing products STAMFORD, CT – July 14, 2022 – Synchrony (NYSE: SYF ), a leading consumer financing company, today announced that merchants will now be able to offer a short-term, no interest installment option, Synchrony SetPay pay in 4, via the Clover ® point-of-sale and business management ...The Lowe's setpay application is a convenient way for employees to stay up-to-date on their pay rates and personal information. If you're a Lowe's employee, be certain for taking good thing about this useful tool.Subject to change. 3Drink or Snack Coupon: Minimum $2,500 annual qualifying spend required. One-time use promotional coupon (“Coupon”) applies only to items priced at $3.00 or less; valid for Lowe’s MVPs Pro Rewards members only for one (1) free select snack or soft drink or bottled water item; discount can’t exceed selling price. If ... To qualify for this offer, you must open and use a new Lowe’s Advantage Card to make a purchase 6/8/23 – 1/31/24. Limit one 20% off coupon per new credit account; offer is not transferable. Maximum discount is $100 with this offer. Accounts opened in store: One-time 20% off discount is not automatic; you must ask cashier to apply discount ...Lowe’s Benefit Card or Lowe’s Project Card holders should mail checks to Lowe’s, PO Box 530914, Atlanta, GA 30353-0914. Lowe’s Organization Account Mail: PO Box 530970, Atlanta, GA 30353-0970 You can call the Lowes Credit Center at 1-800-444-1408 for help and information.The Lowe's setpay application is a convenient method for employees to remain up-to-date on the pay rates and personal information. If you're a Lowe's employee, make sure to adopt good thing about this useful tool.The brand new app, called "SetPay," will be accessible for download later this month, and will be accepted whatsoever Lowe's stores nationwide. SetPay is merely one of several new mobile payment options that Lowe's is rolling out this year, including Apple Google android and Pay Pay. With SetPay, customers can link their credit or debit cards ... To qualify for free standard shipping, your order must total $45 or more before any taxes, fees or shipping charges are added. Free shipping won’t apply if eligible items are canceled, resulting in an order total of less than $45. Free shipping applies only to items weighing less than 150 pounds (or 70 pounds for PO boxes and APO/FPO ... https://payments.mysynchrony.com After placing your order and before the charge actually goes through, your bank will do an authorization, and the charges will show as Pending until your items are either shipped, loaded for delivery or picked up in store. This is a common practice for banks and is done to ensure sufficient funds are in the account to make the purchase. FROM: Lowe’s Corporate Payables/Margin and Cost Accounting Management Team Re: Invoice Payment/ Corporate Information Updates Positive business relationships are built around mutual understanding and compliance to negotiated agreements and guidelines. Our objective is to ensure Lowe’s adheres to the terms of sale established
7.99% APR (fixed) for 84 months on purchases over $2,000. Annual fee. $0. The Lowe's Advantage Card is a noteworthy option. At checkout, you can choose one of three benefits: Receive 5% off. Pay 0% APR for 6 months. Enroll in special financing with a low, fixed APR. However, this store card does come with a high standard APR on purchases, so .... Self care activities pdf
Bought a couch online in January. Spoke with a guy on the phone who assured me it was interest free if paid within the timeframe. He had to reduce the original timeframe (from 18 months to 12 months I believe) somehow to make it work, but literally said the words "I don't want you to have to pay any interest.If you have a large or routine purchase to make, we have the financing solutions that can help fit it into your budget. * From national retailers to local merchants, Synchrony helps you plan your purchases and manage your payments in major categories, including: Automotive. Electronics & Appliances. Flooring.Our local stores do not honor online pricing. Prices and availability of products and services are subject to change without notice. Errors will be corrected where discovered, and Lowe's reserves the right to revoke any stated offer and to correct any errors, inaccuracies or omissions including after an order has been submitted. Your Lowe's Visa® Rewards Card, Lowe's Advantage Credit Card, or Lowe’s SetPay™ account is issued by Synchrony Bank. The Synchrony Bank Privacy Policies govern ...Lowe’s Benefit Card or Lowe’s Project Card holders should mail checks to Lowe’s, PO Box 530914, Atlanta, GA 30353-0914. Lowe’s Organization Account Mail: PO Box 530970, Atlanta, GA 30353-0970 You can call the Lowes Credit Center at 1-800-444-1408 for help and information.Lowe’s Home ImprovementThe Lowe's setpay application is a convenient method for employees to remain up-to-date on the pay rates and personal information. If you're a Lowe's employee, make sure to adopt good thing about this useful tool. Biweekly payment term/pay in 4 SetPay products: A payment not made by your due date would cause your loan to be in default. Monthly payment term SetPay products: If a scheduled payment, is not paid in full within two days after its scheduled due date, you will be charged a late fee of $25 but no more than the scheduled payment amount.Lowe’s Tax-Exempt Management System or (TEMS) is the program Lowe’s Pro uses to help tax-exempt customers manage the documents needed to shop without being charged taxes. Examples of tax-exempt organizations are nonprofits, government affiliates or educational institutions.PUT TIME ON YOUR SIDE. With more time to pay, you don't have to wait to change what's possible - for your home, your family, or your passions. With Value City Furniture financing, enjoy the convenience of monthly payments. START APPLICATION SHOP NOW.Synchrony SetPay complements other Synchrony financing products STAMFORD, CT – July 14, 2022 – Synchrony (NYSE: SYF ), a leading consumer financing company, today announced that merchants will now be able to offer a short-term, no interest installment option, Synchrony SetPay pay in 4, via the Clover ® point-of-sale and business management ...Your business will start earning Lowe’s E-Gift Cards on eligible purchases once annual qualifying spend reaches $2,500. 1 ; Access to Exclusive Offers. Paint Rewards 3 ; Earn Lowe’s E-Gift Cards on eligible paint purchases once annual qualifying spend reaches $1,000. 3 ; Business Tools: purchase tracking and account managementhttps://payments.mysynchrony.comAdditionally, Lowe's is introducing a new setpay program, which will provide eligible employees with a guaranteed minimal monthly paycheck. The move comes as part of Lowe's commitment to invest in its workforce and help build strong communities.Dec 13, 2021 · Making a Lowe’s Card Payment by Mail. To pay your bill, Lowe’s takes mail payments, for which you need to send a check or money order to the address found in your billing statement, or to any of the following addresses: Card Type. Address. Lowe’s Advantage Card or Lowe’s Project Card. Lowe’s, P.O. Box 530914, Atlanta, GA 30353-0914. .
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